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Ch. 27 · SEC / CFPB·Proposed·

Streamline Reg A/CF, preempt blue sky, broaden or end accredited-investor limits

Absent fundamental reform, Mandate directs SEC to simplify Reg A and crowdfunding, preempt blue-sky for Reg A primary/secondary offerings, broaden or eliminate accredited-investor limits, allow self-certification for Rule 506, and create micro-offering exemptions.

Mandate

Mandate Ch. 27 (Financial Regulatory Agencies) — Entrepreneurial Capital Formation: simplify/streamline Regulation A and Regulation CF and preempt blue sky registration/qualification for all primary and secondary Regulation A offerings; democratize private offerings by broadening accredited-investor definition or eliminating the restriction; allow traditional self-certification of accredited status for all Regulation D Rule 506 offerings; exempt small micro-offerings from registration.

Undo plan

1) Keep accredited-investor income/net-worth screens or replace with sophistication tests—do not eliminate investor suitability wholesale. 2) Condition blue-sky preemption on enhanced SEC disclosure and state antifraud cooperation. 3) Retain third-party verification options for 506(c); limit self-certification where retail solicitation is broad. 4) Size micro-offering exemptions tightly with aggregate caps and bad-actor disqualifiers. 5) Verify: crowdfunding fraud rates; state enforcement referral volumes.

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